Business Loans
Business Lines of Credit
- Competitive rates for ongoing or seasonal business needs
- Only pay interest on the part that's used
- Re-use as needed without re-applying
Business Term Loans
- Competitive rates for a wide range of business needs
- Terms up to 5 years1
- Accommodating repayment terms that work for your business
Commercial Real Estate Loans
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Available for owner-occupied or investment properties
- Lending professionals with working knowledge of the Greater Syracuse real estate market
New York State Lending Programs
We partnered with New York State agencies to help small businesses.
Learn MoreSBA and USDA Loans
- Government-backed financing for qualifying businesses
- Competitive rates for a wide range of business needs
- Generally lower down payments and extended terms
Working Capital Loans
- Competitive fixed and variable rates for short-term business needs
- Terms of 12 months or less
- Quick, local decision-making and processing right here in Central New York