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Business Lines of Credit

  • Competitive rates for ongoing or seasonal business needs
  • Only pay interest on the part that's used
  • Re-use as needed without re-applying
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Business Term Loans

  • Competitive rates for a wide range of business needs
  • Terms up to 5 years1
  • Accommodating repayment terms that work for your business
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Commercial Real Estate Loans

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied or investment properties
  • Lending professionals with working knowledge of the Greater Syracuse real estate market
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New York State Lending Programs

We partnered with New York State agencies to help small businesses.

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SBA and USDA Loans

  • Government-backed financing for qualifying businesses
  • Competitive rates for a wide range of business needs
  • Generally lower down payments and extended terms
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Working Capital Loans

  • Competitive fixed and variable rates for short-term business needs
  • Terms of 12 months or less
  • Quick, local decision-making and processing right here in Central New York
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