Visa Platinum

Credit Card Disclosures

• Visa Platinum Disclosure

Patriot Act Notice:

Important Information About Procedures for Opening a New Account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

When you open an account, we will ask for your name, address, telephone number, date of birth, social security number, employer, driver's license number, picture id or other information. We may also ask to see a copy of these identifying documents. We will protect your privacy and safeguard the confidentiality of the information you provide us.

Military Lending Act (MLA)

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

Call Solvay Bank at 1-800-463-6337 and select the MLA disclosure option to listen to the Military Lending Act disclosure.

Card Limits:

• Visa Platinum Credit Card $500-$20,000;
• Visa Platinum Rewards Credit Card $2,500-$20,000;