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High Interest Checking:

1 Annual Percentage Yield (APY) is accurate as of 04/18/2024. 4.00% APY is for 12 months from account opening if account qualifications and rate tiers are met. Current checking account holders or those who have closed a checking account within the last 90 days are not eligible for this offer. Limit one new checking account per tax ID. Rate may change after promotional period. Account holder must meet the following qualifications each statement cycle to earn rate and ATM refunds: (1) post and clear 12 debit card purchases; (2) post one electronic direct deposit; (3) receive eStatements. At least one electronic direct deposit of salary, pension or government benefits is required each statement cycle to avoid a $5 monthly maintenance fee. If your daily balance is $15,000 or less, the interest rate will be 3.93% with an APY of 4.00%. An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $15,000. The APY for this tier will range from 0.10% to 4.00% depending on the balance in the account. If monthly qualifications are not met, the rate will be 0.05% with a 0.05% APY on all balances. Minimum deposit is $15. Fees may reduce earnings. Promotion may end without notice.

2 Annual Percentage Yield (APY) is accurate as of 04/18/2024. If your daily balance is $15,000 or less, the interest rate will be 1.98% with an APY of 2.00%. An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $15,000. The APY for this tier will range from 2.00% to 0.10% depending on the balance in the account, If monthly qualifications are not met, the rate will be 0.05% with a 0.05% APY on all balances. Rate may change after account is opened. Minimum deposit to open is $15. Fees may reduce earnings.

3 Account holder must meet the following qualifications each statement cycle to earn rate and ATM refunds: (1) post and clear 12 debit card purchases; (2) post one electronic direct deposit; (3) receive eStatements. Intra-bank transfers and ATM transactions do not count as qualifying transactions. At least one electronic direct deposit of salary, pension or government benefits is required each statement cycle to avoid a $5 monthly maintenance fee. Minimum deposit to open is $15. Meet account qualifications and earn up to $25 in refunds on ATM withdrawals each statement cycle.

4 Your standard internet, message and data rates apply when using our electronic banking services.