Home Equity Loans & Lines

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• Competitive rates for several ongoing or seasonal needs:
  • Home improvements/renovations
  • Education expenses
  • Auto purchases/repairs
  • Medical expenses
  • Family vacations
  • Personal expenses
  • Debt consolidation
  • And much more
• An additional 1/4% (0.25%) rate discount may be possible with a Solvay Bank Direct Rewards Checking, High Interest Checking, and Emerald Checking account
• The existing equity in your home is used as collateral backing
• Funds available anytime without reapplying; apply once, then use repeatedly thereafter
• Revolving credit — as principal is repaid, more becomes available for use
• Easily access funds in person, online, or over the phone
• Only pay interest on the part that's used
• The interest paid might be tax deductible¹
• Accommodating repayment terms that fit your budget
• Quick, local decision-making and processing right here in Central New York
• Attentive, friendly service from start to finish

• Competitive rates for several short-term or one-time needs:
  • Home improvements/renovations
  • Education expenses
  • Auto purchases/repairs
  • Medical expenses
  • Family vacations
  • Personal expenses
  • Debt consolidation
  • And much more
• An additional 1/4% (0.25%) rate discount may be possible with a Solvay Bank Direct Rewards Checking, High Interest Checking, and Emerald Checking account
• The existing equity in your home is used as collateral backing
• The interest paid might be tax deductible¹
• Accommodating repayment terms that fit your budget
• Quick, local decision-making and processing right here in Central New York
• Attentive, friendly service from start to finish